Radian maintained a strong financial performance during 2009, achieving a surplus before tax of £4.7 million on turnover of £96.5 million. Over the year, we invested £66 million in new homes and £21 million in HomeBuy loans to assist people to buy their own homes, taking our gross investment in fixed assets and long term investments to £885 million. Our investment was supported by £21 million in grant and a further £65 million of borrowings.